holiday, it will take an additional business day for the money to appear in By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. You have an internet merchant credit card account and processed the buyers payment yourself, correct? This answer is not correct. A refund must be claimed within 8 weeks starting from the date on which your account was debited. Can someone else be using my bank account for backup funding? When you dont have a PayPal balance or dont have enough in your PayPal balance, well use your bank account as the default payment method unless you select a different way to pay. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. Kyber and Dilithium explained to primary school students? The Standard transfer typically The best way to do it is with different banks instead of merely different accounts, but that is also the most inconvenient for filling the account back up. While you can transfer funds from your PayPal account to your bank for free, there is a fee for instant transfers: 1% of the transfer amount, capped at $10 per transaction. your bank account. I don't sell any products , nor have I ever . I've been doing this for almost 6 years with paypal and only keep a limited amount in the account connected to paypal. Hi all, this is my first time encountering this issue. I suspect the charge is fraudulent, but is it possible PayPal made a mistake and withdrew money from the wrong bank account? Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Power Cord Included: Yes (2/ 3.5mm jacks) Functionality: Item powers on - no further @fred_dot_u In fact, they do at least in Germany, they explicitly expect you to configure that via settings by checking a checkmark and saving the settings. F&F - Friends and Family (no protection at all. They spoofed the bank, I guess. No more complaining about PayPal policy and their taking funds from your account for violations of rules. I am a bot, and this action was performed automatically. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Do peer-reviewers ignore details in complicated mathematical computations and theorems? This is how an enderman sees my creative world?! This occured on my account two days ago. No more complaining about PayPal policy and their taking funds from your account for violations of rules. The bank? Because cannot used by payment online or withdraw my balance coz i had problem my paypal it on lematetion it says. I have not made any purchases or payments using PayPal. Whatever balance you keep in the account you use for your "risky" online transactions will be the maximum that can disappear in an incident, downside being you have to feed the account from time to time to keep it above the minimum as you make purchases. So the next step up in protection is to firewall the bank account you use for online purchases from your other bank accounts where your salary is received. PayPal allows you to access your funds from your PayPal accounts home page. I've just signed up for a PayPal account, and it gives me the option to link a bank account or add a credit card. It has been 4 days now and the money still hasn't been taken from my account? See this help article from Paypal about payment methods for purchases. This months episode of the eBay Seller Spotlight podcast is live! By browsing this website, you consent to the use of cookies. Well use cookies to improve and customize your experience if you continue to browse. But I don't know anyone named "Shawnte" and like I said, I have not made any purchases for that amount. Did you refund your buyer thru PayPal? Press J to jump to the feed. I opened a refund case, and refunded the buyer. Very sorry to hear your troubles. If you don't want to lose money, don't leave funds in your PayPal account. Ear Cups are exposed and damaged, needs replacing. Leave the Archive. So if the OP, as a new seller, has $75.00 in their Paypal account, part of which came from this buyer, Paypal is still going to reach into the Bank Account to issue a refund to the buyer? Enter the amount you want to transfer (the minimum is $1.51 USD). In other words, Paypal will automatically deduct from your bank account when you make a purchase, unless you choose another method of payment. Why Does Paypal Keep Taking Money From My Bank? When I called them, those on the front desk say they do not have access to the reason why my money was taken away and the only way to know was to email them. As soon as money clears into the eBay specific account, we would transfer it to the other account, leaving them nothing to debit in the account they demand access to. There is always something that can go wrong. The 21 day holdshould have been lifted immediately when the seller authorized the refund. I will not state the amount due to privacy reasons but it is quite a bit. I found out yesterday by going into my bank account that pay pal have taken money out of my A/C on july 4th 2016 , now i have not used pay pal in over a year i called the bak they said you have to call pay pal , well you cant speak to anyone , its a machine so cross , so yesterday i spent hours trying to find out what to do so my partner went to summary and resolve that was yesterday afternoon and opened a case but theres been no reply back from pay pal unsure if we have done it right ? Any luck on this buddy! Can I cancel a granted working holiday visa 462 and reapply? Great for questions about PayPal, transactions and problems! You can't use the same credit/debit card on two different PayPal accounts. eligible debit card or bank account (subject to a fee): Heres how to make a Standard transfer to your bank You can transfer money directly to your linked bank account holiday, it will take an additional business day for the money to appear in Can I have this money refunded to me. There are literally hundreds to over a thousand ways we can violate PayPal's user agreement, some not even listed exactly but are related in some fashion. Please read our Community Rules and Guidelines, Pay, shop, and do even more on the PayPal appGet the App. Heres how to make an Instant transfer to your One method sends a code to your cell phone via text message, to pair with your password, while another uses a token, a device which generates a new number on a 30-60 second interval, which is then matched with your password. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. If you need to cancel a PayPal payment, open PayPal in your internet browser and log in. Check out this video for online insight on retail sales trends for the holidays, Take this eBay Academy course to learn the best practices for managing returns, Tune in to this weeks podcast to learn about changes to the tax code regarding 1099-K forms, Check out this session from eBay open to learn all about providing excellent customer service. When they withdrew that from my bank, they withdrew my TOTAL balance from my bank. Connect and share knowledge within a single location that is structured and easy to search. What is PayPal Add Cash and how do I use it? @Angry_User Did you pay anyone via your bank account via instant bank transfer? If you are looking at the transactions don't forget the dates w Im just concerned about losing my money. How many grandchildren does Joe Biden have? any one got any ideas ? They tell me it was my debit card that was used to make the withdrawal. But isn't the point of holding funds as a new seller to ensure that there would be funds available in case of a refund? .css-geb0bj-screenReader{position:absolute;clip:rect(1px, 1px, 1px, 1px);padding:0;border:0;width:1px;height:1px;overflow:hidden;}loading. How can we cool a computer connected on top of or within a human brain. WebQUALITY HEARING DOESN'T HAVE TO COST A FORTUNE! You just debit the whole amount without even informing the accountholder. This happened on 18th February 2016 by soft layer Dutch holdings Reddit and its partners use cookies and similar technologies to provide you with a better experience. You're best bet, email PayPal with this exact question and see what they respond with. " Very strange. For instance, you could have purchased something with your bank card from someone that uses Paypal for their merchant processing. I believe now that it is not a PayPal issue, that they spoofed the bank and it looked like a PayPal withdrawal but was not. ". It doesn't really matter if it is paypal, or a server rental account, or amazon. Never had a chargeback, dispute or anything like that. PayPal does not ask my permission for each purchase. @cybermonkey Yes, I've had that happen too where they use a backup form of payment instead of the primary form for no apparent reason. It sounds like because your funds are on a new seller hold for 21 days the refund could not complete as it would normally? WebGo to Wallet . Browse other questions tagged, Start here for a quick overview of the site, Detailed answers to any questions you might have, Discuss the workings and policies of this site, Learn more about Stack Overflow the company. Leave the Archive. If you paid with a card, it goes back to your card, same with paying using money in your bank account. Im not understanding why the funds that were on hold did not reverse to the buyer. These "miscellaneous payments" show up on my bank statement but not on my PayPal statement so I can't directly dispute these transactions on PayPal. Learn the fundamental steps for running an eBay business. Because at this point Im short on funds.. I don't know if they still do however. This content may be old or outdated. If you have not done so, Read our FAQ! Paypal took my money | Payment to:Paypal;PayPal's Pay, shop, and do even more on the PayPal app, Paypal took my money | Payment to:Paypal;PayPal's damages caused by Acceptable Use Policy violation. I'm afraid to deposit money in my bank because PayPal keeps taking everything out. When you dont have a PayPal balance or dont have enough in your PayPal balance, well use your bank account as the default payment method unless you select and could be delayed or stopped if we identify an issue. This is the statement on the paypal agreement: "I hereby authorize PayPal to issue pre-authorized debits drawn on the bank account (the Account) added to my PayPal Account for my personal or business use." account: Heres how to withdraw money on the PayPal app: If you selected Instant Transfer, you should see Your recipient gets paid into their bank account Next, Wises account in your recipients country pays the money straight into their account. Heres how to withdraw money on the PayPal app: Tap I've contacted ebay, and the nice representative transferred to to the billing department and then the cancellations department for answers. Attaching Ethernet interface to an SoC which has no embedded Ethernet circuit, Card trick: guessing the suit if you see the remaining three cards (important is that you can't move or turn the cards). As you can see, it looks like a regular bank withdrawal from Paypal. I found out yesterday by going into my bank account that pay pal have taken money out of my A/C on july 4th 2016 , now i have not used pay pal in over a year i called the bak they said you have to call pay pal , well you cant speak to anyone , its a machine My bank cancelled my debit credit card due to suspicious activity. Contacted another ebay representative later and she confirmed the buyer will take 5 days to receive his refund after that the funds will be released back onto my paypal to transfer back to my bank? If you transfer money on a holiday, it will take an additional business day for the money to So the payment was never on hold thru PayPal because he didn't use PayPal to remit. It is baffling why their system is taking money back out then refunded again. I hope I've made myself clear. "These hearing aids are a game changer! Alternatively, you can have us mail you a check. I sold a item on ebay. Consumer advisory - PayPal Pte. Other than connecting it to PayPal. Before you From the various PayPal articles below there seems to be confusion between answers. I have only used PayPal for $1 transfer from my daughter to make sure it worked, but PayPal took that from my bank account too. Hi, eBay does allow buyers to use credit cards to purchase items on eBay. your bank account. Close Venmo Account: Choose Close Venmo Account Confirm: Click on the prompt to confirm you would like to close your Venmo account. Discreet, cost-effective, and best of all, they work!" Please try again later. If you dont see the money in your bank account after a few minutes, contact How does PayPal remove money from your credit card account? Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. @Angry_User I didn't ask about your debit card. I meant your bank account via instant bank transfer if you have it linked? If not then i woul Site Maintenance- Friday, January 20, 2023 02:00 UTC (Thursday Jan 19 9PM What happens when PayPal overdrafts a checking account (with an ample backup funding source available)? No more complaining about PayPal policy and their taking funds from your account for violations of rules. What should I do if my account is locked? How do I link a bank account to my PayPal account? PayPal is taking all my money from my personal bank account, not my PayPal account. But for now, has anybody experienced an issue with this? If you were charged by Apple for something there are a few possibilities: You purchased it from the app store (or subscribed to a service) and forgot you did Someone you share your phone with purchased it from the app store This ensures no more than I'm willing to draw is ever exceeded. The payment the buyer had sent me was on hold on paypal. I did NOT make any transactions with my debit card since it is new. You are viewing the PayPal Community Archives. 05-03-2019 Refund credited to gift card and not my credit card. WebThis is how PayPal took my money from my account!! 1999-2023 PayPal, Inc. All rights reserved. Not so sure I ll use again. I opened up my bank account, put in some money, and that was that. Wall shelves, hooks, other wall-mounted things, without drilling? Step 1 Confirm a Bank Account and Link It to PayPal. (I would keep some PayPal credit in my PayPal account and transfer funds manually when I run low on PayPal credit.). I have not used PayPal with a vendor. I've only transferred $1 my daughter sent to me thru PayPal to make sure it worked. It did, but PayPal took t I can't get my head around how I would have a caused Paypal 1$ in damages let alone $14,000. Create an account to follow your favorite communities and start taking part in conversations. Celebrate Giving Tuesday by supporting the causes you care about with eBay for Charity. If not then i would phone customer services asap. I seen the activity on PayPal and everything is there shown. I have received a refund and it shows in the money in box. Christian Science Monitor: a socially acceptable source among conservative Christians? I received the payment from the buyer through PayPal. WebPosts about PayPal's policies will be removed. I have only used PayPal for $1 transfer from my daughter to make sure it worked, but PayPal took that from my bank account too. All I've done is sign up using my card and bank account and transferred $1.00 from my daughter to make sure it worked. That you might be ultimately victorious is of little consequence if someone steals money you really needed right now and the devotion of time and energy to "work the bureaucracy" to get your money back will distract from performance at work or school. Account: Under Preferences, open Account. Letter of recommendation contains wrong name of journal, how will this hurt my application? But these posts are often political or misleading. If you dont allow it, they are restricted. You can chat with other sellers about anything to do with running a business on eBay. Their system will not let you. My PayPal Got Permanently Limited (Sweats and money down "Your account has been limited permanently", Press J to jump to the feed. It did, but PayPal took that out of my bank account as well. rev2023.1.18.43173. How is that possible? PayPal is taking funds from my BANK ACCOUNT, not my PayPal account. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. If you don't want to lose money, don't leave funds in your PayPal account. This is normal and all newer I am victim as well. Also my debit card details are correct but i cant change my bank account which is an old card, for some reason. Ltd., Users are advised to read the terms and conditions carefully. My PayPal balance is always $0. Welcome! How could magic slowly be destroying the world? Weird that they'd do this and not notify you. I have called customer support and the resolution center. You should contact your bank ASAP for more information on this transaction. Depending on how much the refund is for if the paypal balance is not enough the cover the full refund paypal TOU says then paypal does get the full amount from your back up funding source. I logged onto my paypal and the payment sent by the buyer does not show a "hold" for the funds. your bank for more information. Send money to family and friends, as well as shop online, by putting your money in your account. The information you mentioned (name, routing number, account number) is enough information for them to make transfers (which is why you shouldn't give this information out so someone you don't trust). Please try again later.". How to send money from my Indian bank account/debit card to my PayPal account? The Standard transfer typically You can withdraw up to $400.00 USD from your account from an ATM each day. It will display that your paypal funds are coming from the bank account prior to clicking the transaction action button. It is very annoying so I just deleted the backup from the account. PayPal Cash and PayPal Cash Plus accounts renamed to PayPal Balance accounts. Please contact the moderators of this subreddit if you have any questions or concerns. So the hold would normally release right ? Okay you mentioned a hold on your funds at paypal which is probably because you are a newer seller or not very active as a seller. You can review your purchase history, check a specific purchase, manage subscriptions and request refunds. Press question mark to learn the rest of the keyboard shortcuts. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. Two parallel diagonal lines on a Schengen passport stamp. Did anyone experience this before? WebDoes PayPal withdraw money from my bank account? If you want to make a PayPal money transfer using your bank account, first, you need to link your bank account to your PayPal account, follow the following steps: 10:58 PM To subscribe to this RSS feed, copy and paste this URL into your RSS reader. Click Transfer Money . Click the Activity button at the top of the window, then find the before PayPal took my $3000 USD from my account they are limited my account for 180 Days for no reason, I get an email that says "when the 180 days limits end I will be able to withdraw my money to my bank account" i say not a problem after the limit end i will get my money, but that not happen, after 180 days end i login to my account and i didn't find anything, all my money are transfer by PayPal to PayPal, I call them and I explain the problem they say I can't refund my money because Because I violated Use Policy violation, i go to read this policy I didn't find anything that says if I do something they will take my money, Also, I did not do anything that violates the mentioned policy, If you guys face the same problem please let me know what should I do. There have been "Miscellaneous Payments" to PAYPAL PTE LTD made from my bank account in different amounts. How do I add money to my PayPal balance from my bank?